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Employer Essential Coverage - For Employer groups over 50

Preventive Care Coverage for All Employees
Employers must offer health insurance that is affordable and provides minimum value to 95% of their full-time employees and their children up to age 26, or be subject to penalties.  This is known as the employer mandate.  It applies to employers with 50* or more full-time employees, and/or full-time equivalents (FTEs).  Employees who work 30 or more hours per week are considered full-time.

Protect your business from -ALL- ACA penalties for

Approx. $60-$75 per employee per month

What are the rules for Employer groups over 50 and required health insurance?
The Affordable Care Act requires that in order for a plan to satisfy the Minimum Essential Coverage guidelines it must cover 63 preventive care services. These services must be covered at 100% without the employee having to pay a copayment or co-insurance or being applied to any deductible​
​
* View IRS Ruling


​What is Minimum Value?

In order to avoid all PPACA penalties an employer must offer a plan that meets 60% actuarial value, covers all the MEC benefits and costs less than 9.5% of an employee's income. A self-funded employer is allowed to exclude Essential Health Benefits from their plan as long as the plan meets the 60% threshold.
​​

​What are the penalties for not providing minimum value health coverage?

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Download Free Employer Mandate Fact Sheet

Click below for more information or contact us for a free quote:​
MEC 'Base' Plan
MVP 'Buyup' Plan
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* Before January 2016, employers with 50–99 employees were not required to offer coverage, and employers with 100 or more complied if they offered coverage to at least 70% of their full-time or FTE employees.

7-Day a Week Support

Your health insurance doesn't operate on a M-F, 9-5 basis.  That's why we are available to you 7 days a week.  Questions on plan benefits, pharmacy issues, or need to find a doctor?  Email us 7 days a week, 24 hrs. a day and get answers quickly!  support@trilliuminsurance.com

Free Section 125 POP Plan - $149 value!

In addition to the Minimum Essential Coverage (MEC) plan, we also will provide you with a complete Section 125 Premium Only Plan document at no additional cost!
Trillium Insurance Services, Inc.
1932 E. Deere Ave., Ste. 220
​Santa Ana, CA 92705

support@trilliuminsurance.com


Trillium Insurance Services, Inc.                                                                                                     .

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1932 E. Deere Ave., Ste. 220
​Santa Ana, CA 92705

Email

support@trilliuminsurance.com
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  • Home
  • Health Quotes
  • Dental & Vision
  • Employer Essential Coverage
  • Resources
    • Keto Nutrition
    • Arthritis
    • Migranes
    • Obesity
    • Type 2 Diabetes
  • Blog
  • Contact